M-Pesa

Pay tills and paybills in Tanzania with stablecoins

Scan the shop's QR or type its till number, and pay straight from your stablecoins. The shop gets shillings.

Fund with stablecoins. Spend in 9 countries.

Trade, earn or get paid in stablecoins, then spend them at the counter, straight from your Summo balance.

  1. Fund your wallet

    Hold stablecoins like USDC, USDT or any supported token.

  2. Scan and pay

    Scan the shop's QR or type its till or paybill number, check the shop's name and the amount in shillings, and pay.

Accepted stablecoins

The stablecoins QR Pay takes, network by network. Holding another coin, or the same coin on another network? Swap it in the app first.

The full details are in the QR Pay docs.

BaseUSDC, USDT.e
PolygonUSDC, USDT0, pUSD
ArbitrumUSDC, USDT0
Robinhood ChainUSDG
SolanaUSDC, USDT, USDS

Questions about paying tills in Tanzania with Summo

Which stablecoins can I pay with?
USDC and USDT, plus a few other dollar stablecoins, on the networks Summo supports. The full list is under accepted stablecoins on this page, and any other coin can be swapped in the app first. See the accepted stablecoins
What can I pay?
Tills at shops, restaurants and stalls, paybills (including ones that need an account number) and the QR codes shops show at the counter. When you type a till number, the app shows the shop's registered name before you pay.
Do I need a mobile money account?
No. You pay from your Summo account, and the shop receives the payment in shillings.
Can I send money to someone's phone number?
No. A mobile money number is the person's phone number, and QR Pay pays till and paybill numbers, not phone numbers.
How much does it cost?
A service fee that depends on the amount, itemized before you confirm. Summo sponsors the network fee, so you don't pay one.

QR Pay in more countries

The same app pays shops in parts of Latin America, Africa and Southeast Asia.

See every country QR Pay covers

One account to pay, trade and earn

  • Trade

    Swap coins, and trade perpetual futures and prediction markets where they're available. How trading works

  • Earn

    Deposit stablecoins into Earn from the same account. How Earn works

  • Guardians

    Choose people you trust to secure your account and recover it in an emergency. How Summo keeps you safe

See what Summo does

Pay like a local in Tanzania.