Pay QR Ph codes in the Philippines with stablecoins

Scan the shop's QR Ph code or type its bank or GCash number, and pay straight from your stablecoins. The shop gets pesos.

Fund with stablecoins. Spend in 9 countries.

Trade, earn or get paid in stablecoins, then spend them at the counter, straight from your Summo balance.

  1. Fund your wallet

    Hold stablecoins like USDC, USDT or any supported token.

  2. Scan and pay

    Scan the shop's QR Ph code, or type its bank or GCash number and the name on the account, check the amount in pesos and pay.

Accepted stablecoins

The stablecoins QR Pay takes, network by network. Holding another coin, or the same coin on another network? Swap it in the app first.

The full details are in the QR Pay docs.

BaseUSDC, USDT.e
PolygonUSDC, USDT0, pUSD
ArbitrumUSDC, USDT0
Robinhood ChainUSDG
SolanaUSDC, USDT, USDS

Questions about paying QR Ph with Summo

Which stablecoins can I pay with?
USDC and USDT, plus a few other dollar stablecoins, on the networks Summo supports. The full list is under accepted stablecoins on this page, and any other coin can be swapped in the app first. See the accepted stablecoins
What can I pay?
QR Ph codes at shops, restaurants and stalls, or a shop's bank account or GCash number, typed in with the name on the account.
Do I need a Philippine bank account or GCash?
No. You pay from your Summo account, and the shop receives pesos in its own bank or e-wallet.
Why won't a GCash QR code scan?
Some GCash and China Bank QR codes can't be paid by scanning yet. Choose to pay a bank or e-wallet in the app and type the shop's GCash or account number and the name on the account instead.
How much does it cost?
A service fee that depends on the amount, itemized before you confirm. Summo sponsors the network fee, so you don't pay one.

QR Pay in more countries

The same app pays shops in parts of Latin America, Africa and Southeast Asia.

See every country QR Pay covers

One account to pay, trade and earn

  • Trade

    Swap coins, and trade perpetual futures and prediction markets where they're available. How trading works

  • Earn

    Deposit stablecoins into Earn from the same account. How Earn works

  • Guardians

    Choose people you trust to secure your account and recover it in an emergency. How Summo keeps you safe

See what Summo does

Pay like a local in the Philippines.